Ninth Circuit Issues Decision Regarding Tenant Screening Reports and Criminal Records
On February 10, 2022, the Ninth Circuit affirmed a California District Court decision in Moran v. The Screening Pros, LLC, finding that while a credit reporting agency (CRA) must remove criminal charges and related information from a tenant screening report within seven years of the case filing (not the case dismissal), the CRA did not […]
CFPB Releases Annual Report Regarding Consumer Credit Reporting Complaints
The CFPB recently released its annual report regarding consumer credit reporting complaints, covering January 2020 through September 2021. The report criticizes the national credit reporting agencies (Equifax, Experian, and Trans Union) for failing to meet their Fair Credit Reporting Act obligations and engaging in practices that have led to increased consumer complaints. The report details the […]
Las Vegas Man Sentenced for Identity Theft and Credit Card Fraud Scheme
A Las Vegas man was sentenced yesterday to 111 months in federal prison for aggravated identity theft and the use of an unauthorized access device. The defendant, Fausto Teixeira Martins Neto, placed skimming devices on ATMs and cash-out transaction dispensing terminals in casinos on the Las Vegas Strip. He would then encode the stolen data […]
Nevada Legislature Passes New Medical Debt Collection Law to Protect Consumers
The Nevada Legislature enacted a new law targeting medical debt collections. The new law takes effect on July 1, 2021. The law defines a “medical debt” broadly to include financing or extension of credit if the sole purpose for the credit is to purchase goods or services from a health care facility or provider. The new […]
Nevada Attorney General Warns Against Posting Vaccination Card Photos
Nevada’s Attorney General released a statement cautioning Nevada consumers against posting personal information on social media, including their vaccination cards. Vaccine cards include your full name, date of birth, and patient number, all of which identity thieves can use to steal consumers’ identities. You shouldn’t even post the location of your vaccination, according to health […]